Your questions, answered

Open the app in a store and Tap Compass uses your location to find the shop or mall around you. It looks at the cards you carry, works out how each one rewards that category, and shows the best card to tap plus the loyalty card to scan. Then it opens your wallet so you can tap. You always make the tap yourself.

Yes. It is a free app with no subscription and no trial that expires. Add the cards you carry and use it as much as you like.

No. Tap Compass never links to your bank and never sees your balance or transactions. You tell it which cards you carry, and it reads their published reward rules. There is nothing to connect and nothing to leak.

No, and no app can. Apple Pay, Google Wallet, and Samsung Wallet do not allow an app to pick your card for a tap. Tap Compass recommends the best card and opens your wallet, then you tap it. Any app that claims to switch the card for you is not being honest.

165 Canadian credit cards across 26 issuers, from the big banks like RBC, TD, Scotiabank, BMO, and CIBC to fintechs like Neo, Wealthsimple, Tangerine, and Brim, plus American Express, Canadian Tire Triangle, PC Financial, and more.

Tap Compass covers 71 Canadian loyalty and points programs and tells you which one earns at the store you are in. Keep your programs in the app and pull up a scannable barcode at the till, so you stack loyalty points on top of the card reward.

It reads each card's published reward rules, maps the store to a spending category, and values the points or cash back at rough published rates. Then it ranks your cards so you see the real winner for that spot, not a guess.

It uses your location only to find the store around you, and only while you are using the app. Tap Compass never shows or stores your street address. It knows the store you are in, not where you live.

Tap Compass is built for both iPhone and Android. Grab it from the App Store or Google Play once it is live in your region.

Tap Compass is Canada first. The card catalog and loyalty programs are Canadian, so it is most useful when you are shopping in Canada.

Yes. Tap Compass is made for Canada, so it works in English and French.

Nothing. Tap Compass is a simple, independent tool that reads public reward rules. It does not sell your data and has no affiliate deal that changes which card it recommends. It just points you to the card that earns you the most.