The Tap Compass app

Know the best card to tap, everywhere you shop

Walk into a store and Tap Compass shows the credit card that earns you the most, plus the loyalty card to scan. 165 Canadian cards, 71 loyalty programs, and never any bank linking.

Download on the App StoreGet it on Google Play

Free on iPhone and Android

165 cards · 71 loyalty programs · Free · iPhone & Android

The Tap Compass app

One tap. Every reward.

Add the cards you carry, walk into a store, and tap the one that earns you the most, then scan the loyalty card that stacks on top.

Tap Compass home: the top card to tap at the store you are in
Tap Compass points: scannable loyalty cards
Download on the App StoreGet it on Google Play

Free on iPhone and Android

See it screen by screen →
How it works

From your wallet to the right tap, in three steps

No spreadsheet, no bank login. Set it up once and Tap Compass does the math at every store.

  1. Add the cards you carry

    Tell Tap Compass which credit and loyalty cards are in your wallet. No bank login, no card numbers, nothing to link.

  2. Walk into a store

    It finds the shop or mall around you and reads how each of your cards rewards that place, valued at published rates.

  3. Tap the winning card

    See the top card for what you are buying, open your wallet, and tap. Scan the loyalty card it surfaces to stack points too.

Works with your wallet

Made for Apple Pay, Google Wallet & Samsung Pay

Keep tapping with the wallet you already use. Tap Compass sits alongside it, shows the card that earns the most at this store, and opens your wallet so the card you tap is always the right one. Nothing to switch, nothing new to learn.

Apple PayGoogle WalletSamsung Pay
The problem, in numbers

Canadians leave billions in rewards behind

It is not that the points are not there. It is that programs got complicated and nobody keeps track. That is the exact gap Tap Compass closes, one glance at a time.

$16Bin loyalty points Canadians never cash in
55%don't even know their points balance
15loyalty programs the average Canadian juggles
23%of cardholders redeemed nothing last year

Sources: Bond Brand Loyalty Loyalty Report; Bankrate; LendingTree.

Do the math

See what you're leaving on the table

Drag your rough monthly spend. We compare the best card for each category against one flat 1% card, at representative published rates.

$600 /mo
$300 /mo
$200 /mo
$500 /mo

About $1,600 a month across these categories.

You could be earning about

$438

more a year in rewards.

$630

best card per category

$192

one flat 1% card

Download on the App StoreGet it on Google Play

Free on iPhone and Android

Illustrative, at representative published rates. Your number depends on your cards and spending, and loyalty points stack on top.

Why Tap Compass

Stop leaving rewards on the table

The points are already yours to earn. The only question is whether you tap the right card.

Without Tap Compass

  • You tap whatever card is on top, out of habit
  • You forget to scan the loyalty card and miss the points
  • Rewards tools ask you to link your bank and hand over logins
  • You keep a spreadsheet, or you just guess
  • You pay for a tool, or pay in time
  • Your shopping becomes a profile someone sells

With Tap Compass

  • You tap the card that earns the most at that store, ranked for you
  • The program that earns here is surfaced, barcode ready to scan
  • No bank linking, ever. You just pick the cards you carry
  • One tap. Tap Compass does the math from published reward rates
  • Free, no subscription, made for Canada
  • No street address stored, no profile, nothing sold

Earn the most on every tap, starting today

Free, no subscription, and never any bank linking. Add your cards and let Tap Compass point you to the best one wherever you shop.

Download on the App StoreGet it on Google Play

Free on iPhone and Android

Still have questions? Read the FAQ →